(a) Creating artificial barriers to equal access by using certain recruitment and selection procedures regarding employment opportunities.

(b) Applying human resource utilisation, development, promotion and retention practices which [unjustly disadvantage] unfairly discriminate against persons from [particular] groups identified by the prohibited grounds.

(c) [Applying policies and practices that undermine the policy of] Failing to respect the principle of equal pay for equal work.

(d) Perpetuating disproportionate income differentials deriving from past discrimination.

(a) Unfairly excluding learners [to]from educational institutions, including learners with special needs.

(b) [Granting] Unfairly withholding scholarships, bursaries, or any other form of assistance [to] from learners of particular groups.

(c) Failing to provide reasonable and practicable accommodation [on the basis

of cultural and religious bias] for diversity in education.

(a) Subjecting persons to medical experiments without their informed consent.

(b) Denying or refusing any person access to health care facilities or failing to make health care facilities accessible to any person.

(c) Refusing to provide emergency medical treatment to persons of particular groups identified by one or more of the prohibited grounds.

(d) Refusing to provide reasonable health services to the elderly.

(a) Arbitrary eviction of persons on one or more of the prohibited grounds.

(b) 'Red-lining" on the grounds of race and socio-economic status. [Option delete "and socio economic status"].

(c) Unfair discrimination in the provision of housing bonds, loans or financial assistance on the basis of race, gender or other prohibited grounds.

(d) Failing to reasonably accommodate the special needs of the elderly.

(a) Refusing on one or more of the prohibited grounds to provide or to make available an insurance policy to any person.

(b) Unfair discrimination in the provision of benefits, facilities and services related to insurance.

(c) Unfairly disadvantaging a person or persons, including unfairly and

unreasonably refusing to grant services, to persons solely on the basis of HIV or AIDS status.

(a) Unfairly excluding any person from membership of a retirement fund or from receiving any benefits from the fund on one or more of the prohibited grounds;

(b) Unfairly discriminating against one or more members or other beneficiaries of a retirement fund.

(a) Determining in a discriminatory manner who should be invited to become a partner in the partnership in question;

(b) Imposing discriminatory terms or conditions under which a person is invited or admitted to become a partner

(a) Imposing conditions that [unduly] limit or deny entry into the profession of persons from historically disadvantaged groups.

(b) Limiting or denying member's access to benefits or facilities on the basis of a prohibited ground.

(a) Refusing or failing unfairly to provide goods or services [in question] or to make facilities [in question] available to any person or group of persons on one or more of the prohibited grounds.

(b) Imposing terms, conditions or practices that perpetuate the consequences of past discrimination or exclusion regarding access to financial resources.

(c) Unduly limiting access to benefits from contractual opportunities for supplying goods and services.

(a) Refusing or failing to consider a person's application for membership of the association or club on any of the prohibited grounds.

(b) Denying a member access to, or limiting a member's access to, any benefit provided by the association or club.